Episode #336: The Ultimate Guide to IUL Index Options


Between the nuances of premium allocation, various indexing strategies, and annual statement performance indicators, the complexity of IUL index options can overwhelm policyholders. The reality is that choosing the right index option in your IUL policy is critical because it can significantly impact your investment returns.

To optimize your policy, you must understand the mechanics of indexing, how various index allocations affect your investments, and why diversification matters to make informed decisions. In this episode of Money Script Monday, Luke presents a comprehensive overview of how indexing works, why insurance companies can offer a zero percent floor, and the vital role of diversification in achieving better returns.

Resources Provided for This Episode

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About Luke Geller

Luke Geller is a Field Support Representative at LifePro. He coaches hundreds of financial professionals on how to build effective financial strategies that achieve their clients' long term goals and helps them stay educated on the latest industry trends.