Episode #307: IUL Crediting Explained


Confusion is the first step to knowledge – but knowledge can only be reached if additional steps are taken. When going through the retirement planning process, you might find that you have a lot more “first steps” than you anticipated. But by learning more about the options available to you, you can benefit from making more informed decisions for your future.

One of the options you may have at your disposal is an Indexed Universal Life policy. As a form of permanent cash value life insurance, IUL can provide many benefits such as a tax-free death benefit, tax-deferred growth, and tax-free access to capital that can be used for large purchases, other investments, and tax-free retirement.

If you have any confusion about how IUL grows and accumulates value, watching this video is your next step toward clarity and knowledge. In this episode of Money Script Monday, Adam sheds light on how the cash value component of an IUL policy accumulates across various index crediting methods.

Resources Provided for This Episode

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About Adam Reyna

Adam Reyna is a Senior Field Support Representative at LifePro. He coaches hundreds of financial professionals on how to build effective financial strategies that achieve their clients' long term goals and helps them stay educated on the latest industry trends.