Episode #186: Will Your IUL Actually Perform? A Case Study Into Past and Potential Future IUL Returns


It’s always critical for Americans to review their retirement planning needs. With tax rates having a history of going up and down, tax planning can be challenging. What will the rates be when you retire? And what impact might the current pandemic have on the economy and taxes in the short- and long-term?

Retirement planning should begin with a tax-advantaged retirement account, but it shouldn’t end there. Incorporating tax-free vehicles, including life insurance, into your retirement plans can help make a marked difference in the amount of income you have available in retirement. When you invest in a life insurance policy, it’s important to know what to expect and how it will perform in the future.

In this episode of Money Script Monday, Luke reviews how an IUL policy is credited, discusses the importance of Monte Carlo calculations in determining past performance, and breaks down an actual policy’s performance.

Resources Provided for This Episode

Want consumer-friendly videos sent to your inbox every week? Sign up to receive to receive LifePro's weekly Money Script Monday video series providing financial clarity, dispelling myths, and showing you how money works in 10 minutes (or less). Subscribe now!

Have any questions? Give us a call at 888-LIFEPRO or email us at info@lifepro.com.

Want to learn more about how we can help with your unique financial situation? Fill in your contact information below, and we'll get started right away!

About Luke Geller

Luke Geller is a Field Support Representative at LifePro. He coaches hundreds of financial professionals on how to build effective financial strategies that achieve their clients' long term goals and helps them stay educated on the latest industry trends.


This information is meant for educational purposes only.

Related Blog Posts

MSM Opt-in Popup

Summit Popup