By Brian Manderscheid April 22, 2024 Episode #327: Roth IRA Conversion Tax Traps Concepts, Money Script Monday In this episode of Money Script Monday, Brian warns of the potential tax pitfalls of Roth IRA conversions by considering future tax scenarios and providing a comprehensive guide to some of the most pertinent tax thresholds. Read this post
By Brian Manderscheid January 22, 2024 Episode #315: Test Drive an Annuity Calculator Annuities, Money Script Monday In this episode of Money Script Monday, Brian demonstrates how to calculate the potential income from an annuity while comparing it to other financial alternatives using the Test Drive an Annuity Calculator tool. Read this post
By Brian Manderscheid November 29, 2023 Use This to Combat the White House’s Criticism of FIAs Annuities In Brian Manderscheid's latest blog, he covers the recent media storm surrounding President Biden's scrutiny of FIAs and the implications of the new DOL proposal. Read this post
By Brian Manderscheid November 20, 2023 Episode #309: How to Get GUARANTEED Income From an IUL Life Insurance, Money Script Monday In this episode of Money Script Monday, Brian provides a transparent explanation of IUL while demonstrating how it can create guaranteed income through different case studies. Read this post
By Brian Manderscheid September 12, 2023 Cash Isn't King Life Insurance In this piece, Brian exhibits how an IUL policy's favorable liquidity terms could be advantageous to your client's financial plan as mortgage rates reach a new 22-year high. Read this post
By Brian Manderscheid July 31, 2023 Episode #294: Should I Buy An Annuity Now or Wait Until a Recession? Annuities, Money Script Monday In this episode of Money Script Monday, Brian demonstrates the impact that interest rate environments can have on the outcome of an annuity purchase to offer more guidance around economic conditions to consider when adding an annuity to your financial plan. Read this post
By Brian Manderscheid June 29, 2023 How to Provide an 8% Withdrawal Rate with an Annuity Income Rider Alternative Annuities In this piece, Brian contends that although annuities with income riders can be a valuable tool, it may be worth considering an Annuity Income Rider Alternative as an option for a client in less-than-perfect health looking for income. Read this post
By Brian Manderscheid June 22, 2023 How to Incorporate a 'Volatility Buffer' into Your Retirement Plan Life Insurance In this piece from Brian, he shares a volatility buffer strategy (using an Indexed Universal Life) that could be utilized during accumulation years to alleviate potential pain from account losses and withdrawals in the distribution years. Read this post
By Brian Manderscheid June 8, 2023 Premium Finance Rescue and Why Clients, Advisors, and Carriers Love Kai-Zen Life Insurance In this piece from Brian, he shares his experience concerning a recent in-force premium finance review to demonstrate the potential repercussions of highly leveraged financing plans. Read this post
By Brian Manderscheid May 25, 2023 Buy, Borrow, Die: This is How the Rich Avoid Taxes Life Insurance In this piece from Brian, he refutes the claims that the advantages of the "Buy, Borrow, Die" strategy are strictly available to the rich by explaining how this strategy can be used with IUL. Read this post