LifePro is many things to many people. To independent financial professionals LifePro is a partner that provides 24 hour support, cutting edge sales strategies and systems, premiere industry education, top valued products, underwriting expertise, competitive industry commission, lucrative bonus opportunities and a community environment where ”independent” does not mean “alone.” To insurance and annuity carriers we are an IMO that brings integrity and strong values to their sales force. They know that the business done through LifePro by LifePro producers is clean, necessary and sold with the clients utmost interest in mind. By having the respect and admiration of the nation’s most dominant companies, not only does LifePro carry a great deal of clout but they often sit at the table during important policy-making decisions. To other IMOs, Broker/Dealers and Institutional Markets, LifePro is a solid partner whose open, honest approach coupled with their unmatched capabilities serve to make their own offering much stronger. They know that LifePro’s core belief that “together we are better” shows through in all of LifePro’s interactions.

When choosing a partner like LifePro, it is important that you ask the following questions and even more important that the answers you receive meet and exceed your expectations. Click “MORE” for the 10 questions everyone should ask their IMO.

In our industry, we often don’t realize how long a sales cycle can take. Not following one correctly can ultimately cause an agent to lose a sale. Specifically in our industry we don’t always realize that the average number of meetings with a client can range from five to seven before a final decision is made. You might be asking, what exactly is a sales cycle? How can I determine the length of my average sales cycle? How many appointments dictate a sales cycle for me? With the help of your FSR (Field Support Representative) we can help answer those questions. Ask your FSR for weekly tracking logs to more easily see the inflow of appointments that you set. This will help us follow up with you when those initial appointments turn into applications.

I look forward to starting every new year because of the opportunities and possibilities I see ahead of me. As each year wraps up I am full of gratitude for the success of the last 12 months and full of anticipation for what the future holds. I’m sure many of you feel as I do, that as we get closer to our goals the rewards are immeasurable!.

A tremendous opportunity to convert traditional IRAs to Roth IRAs is upon us. The common consensus among the best and brightest financial advisors, CPAs and economists is that a Roth Conversion will be of benefit when done for the right person and under the correct circumstances. Like all concepts and solutions the Roth Conversion is not a “one size fits all” and will not be suitable for every client. The fact remains however, this is one heck of a cash accumulation and distribution tool for a good many people holding traditional IRAs.

I have learned many valuable lessons in my tenure here at LifePro Financial Services, all of which have lead to professional and personal growth. In an industry that’s based on so many minute, specific details, I’ve found that the biggest lesson I have learned here is the importance of record keeping and making detailed notes.  It might be easy to overlook or dismiss the significance of one little note here and there, especially when managing multiple clients at once and maintaining a busy schedule.  However, failure to keep descriptive, accurate records in this business could result in a producer dealing with a heap of legal trouble.

Dear Senator Boxer,

I am writing you as both a constituent and an owner of a business with over 3,500 insurance agents, 40% of which are securities registered. WE NEED YOUR HELP on an issue that is CRITICAL to me and my business, as well as the agents contracted with us: the need to pass S1389 to overturn former SEC Chairman Chris Cox’s Rule 151A. S1389 nullifies Securities and Exchange Commission Rule 151A which classifies Fixed Indexed Annuities (FIAs) as securities regulated by the SEC.

The warm lazy days of summer are quickly coming to an end, and in my house that means two things: back to school for the kids and Shark Week on Discovery. While the former can be bittersweet, the latter creates excitement while simultaneously sending shivers down the spine. Not unlike Indexed Universal Life.

When meeting with a client it is important to not be too focused on just one concept or a certain product, but the overall financial picture. It is impossible for everyone to be experts on the thousands of products and different strategies that are out there, so let us help you! At LifePro we have experts in several different financial areas, and the product expertise to find the most beneficial solution for you and your client.

If I were to tell you that I could change your financial future for the better, when would you want to know? If you answered “now,” please read on. If you answered “later” then you’ll need to wait for next week’s blog.

A Bold, Consistent Vision

Written by Bill Zimmerman in 1996

LifePro’s mission is to create an environment where professional independent life insurance producers and agencies can obtain top consumer value products, top compensation agreements, continuing education, marketing support, and the benefits of affiliation without the costs. We directly represent a few select companies with excellent or better financial ratings to assure consumer and producer safety, that distribute top consumer value products and maintain high service standards. It is our mission to distribute the best products available.